Profile

Carlos Loyola

Systems Engineer · Growth & Digital Product

01 · Professional summary

Where business, technology and customers meet.

I’m a Systems Engineer with more than ten years of experience across banking, retail, telecommunications, consulting and digital products. My work sits where business goals, technology and customer experience meet — turning a strategic objective into a product, a process or a system that a team can actually run.

Today I work remotely from Halifax, Nova Scotia for Yape, one of Peru’s largest digital financial platforms, where I lead a multidisciplinary Growth team. Before that I built software as an engineer at Belcorp, spent years implementing and consulting on e-commerce — including seven years in the PrestaShop ecosystem — and taught marketing analytics to professionals across Latin America.

Across those roles the constant has been the same: working with product, technology, data, design and marketing teams to define what matters, measure it, and improve how the work gets done. I’m comfortable in a requirements session, a sprint review, a data model or a stakeholder meeting — and I work fluently in both English and Spanish.

Areas of experience

  • Digital Product Management
  • Product Ownership
  • Digital Customer Experience
  • Growth & E-commerce
  • Business Process Improvement
  • Digital Governance
  • Data Analysis
  • Agile Delivery
  • Technology & Business Transformation

02 · Experience

A career built across the stack — from code to growth.

  1. Leads a multidisciplinary Growth team at a digital financial platform, working across product, marketing, technology, data and customer experience.

    17M+

    Yape users

    1B+

    Monthly transactions

    Company scale

    My contribution

    • Led communications for approximately 19 products.
    • Implemented behavior-based marketing automation, so messages respond to what users actually do.
    • Developed annual user-summary experiences such as Yape Mix.
    • Improved process and automation so the team ships communications faster — contributing to an approximately 70% reduction in time-to-market.
    GrowthMarketing AutomationDigital ProductTeam Leadership

03 · Skills

A combination, not a keyword list.

Product & Business

08

Defining what to build and why it matters to the business.

  • Product Management
  • Product Ownership
  • Business Analysis
  • Process Improvement
  • Digital Transformation
  • Digital Governance
  • Customer Experience
  • Growth Strategy

Data & Analytics

06

Measuring outcomes and learning from user behavior.

  • Data Analysis
  • Marketing Analytics
  • KPI Definition
  • Performance Measurement
  • Customer Behavior Analysis
  • Experimentation / Optimization

Technology

07

Understanding — and building — how it actually works.

  • Software Engineering
  • Business Systems
  • E-commerce Platforms
  • APIs
  • Automation
  • Web Technologies
  • Technical Project Management

Ways of Working

06

Getting cross-functional teams to deliver together.

  • Agile
  • Scrum
  • Kanban
  • Cross-functional Collaboration
  • Stakeholder Management
  • Team Leadership

Languages

Spanish

Native

English

Professional · bilingual working environment

04 · Certifications & education

Foundations.

  • BEng, Systems Engineering

    Add university · Add year

  • Certified ScrumMaster (CSM)

    Scrum Alliance · Add year

  • Add certification or course

    Add issuer · Add year

05 · Teaching & knowledge sharing

Explaining it is part of the job.

~35

students

3

countries

Instructor — Marketing Analyst course

Taught a Marketing Analyst course online to around 35 professionals across three countries, translating analytics practice into skills students could apply at work.

Online · students in Peru, Bolivia and Ecuador

  • — Approximately 35 students across Peru, Bolivia and Ecuador.
  • — Course focused on marketing analytics and professional development.
  • — Add institution name